Both can lead to significant savings at tax time, so claim the credits and deductions you're entitled to. Tax credits reduce the amount of tax you owe or increase your refund, while tax deductions lower your taxable income. Claim tax credits and deductionsĪverage credit card interest rate for May 12: An all-time high You'll end up paying an extra month each year, so you'll pay off your mortgage faster and pay less interest over the life of the loan. Another money-saving option is to make biweekly mortgage payments (where you make half your monthly payment every two weeks). It's generally a good idea if you can lower your rate by at least 0.75%. Refinancing can help you lock in a lower rate, lower your monthly payment, or repay your loan sooner. Compare quotes from at least three companies to find the lowest price for the coverage you need. Each auto insurer sets its rates, so the same coverage can cost more or less from another provider. You can save by taking advantage of insurance discounts, such as claims-free, good student, bundling, and safe driving discounts. Shop around for car insurance ratesĪccording to Bankrate, the average monthly cost for car insurance is $168 for full coverage and $52 for minimum coverage. Call each provider and explain (nicely) that you're considering canceling your service, then ask something like, "What can you do to lower my monthly bill?" Negotiating takes time, but it can be well worth the effort. Most adults have stacks of monthly bills for cell phone and home phone service, internet service, cable or satellite TV, gym memberships, and the like - and there's a good chance you're overpaying. Another bonus: A history of on-time payments helps boost your credit score, which helps qualify you for lower interest rates and better terms - both of which can save you money. Automating your payments helps you avoid these fees and keeps you from stressing about deadlines. Late payments can trigger late fees and penalty (higher) interest rates, driving up your costs. You can find the best rates at online banks and credit unions. CDs offer some of the highest interest rates for savings products, but you have to be willing to park your cash for several months to several years: A potentially steep penalty applies to early withdrawals. Consider a CDĪ certificate of deposit (CD) is a time deposit that pays a fixed interest rate for a set period (aka the "term"). If you have a workplace retirement saving plan, contribute enough to take full advantage of your employer's match (aka free money). Set up direct deposit to transfer part of your paycheck into your savings account or IRA - or automate regular transfers from your checking account into your savings. One of the best tips for saving money is to make it automatic. Either way, the sooner you pay down your debt, the more cash you'll have in your budget to spend, save, or invest. Alternatively, the snowball method prioritizes your smallest debts. One option is the avalanche method, where you pay off your highest-interest debts first. Interest charges can cost hundreds of dollars a month, so it pays to tackle your debt ASAP. If you no longer feel passionate about the item or haven't even thought about it in days, odds are you can do without it. Instead of buying something on the spot, wait a few days (or so) and revisit the idea. Here's a trick for avoiding impulse spending. Your needs should always get top priority in your budget plan accordingly to avoid overspending on wants. Wants are items or experiences you'd like to have but don't need for survival. Needs are things required to survive, like food, shelter, and essential clothing (many experts also consider an emergency fund a need). Either way, a challenge can be a fun (and effective) way to boost your savings. Some challenges focus on stashing money, while others take a limit-your-spending approach. A money-saving challenge gamifies the task - it can also unleash your competitive spirit and boost your motivation along the way. Saving can feel like a burden, but there are ways to make it less painful. Estimate how much you'll need for each goal and build it into your budget. Long-term goals might be a home down payment, remodeling project, college fund, or retirement savings. Common short-term goals include travel funds, car down payments, and emergency funds (three to nine months of living expenses). One of the best ways to save money is to set short-term and long-term savings goals. In the future, set reminders to cancel those trials on time. Cancel subscriptions and memberships you no longer use, and watch out for free trials that have rolled into monthly charges. Make a budget so you know what comes in each month, how much goes out, and what you could do differently (like minimizing restaurant spending). Saving is exponentially more challenging if you don't know where your money goes.
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You should also have 256 MB GB of system memory. To run Samorost 1 System Requirements at the recommended level, you need a GeForce 510 graphics Card and an Intel Atom Z510 processor. Explore the beginnings of the Samorost series in the space gnomes original bite-sized adventure, formerly released in 2003. Samorost 1 est un petit jeu daventure en pointer-cliquer. Awards : Webby Award 2004 nominee, Top Talent Award 2003 nominee. The goal is to help the little space gnome save his home asteroid from collision with another asteroid by solving diverse puzzles. Does GTA 5 meet your System Requirements? Let's take a closer look…. Samorost 1 is short point-and-click adventure game. You should consider whether your computer system has the appropriate hardware to run each game at the quality you want. We are faced with games that are graphically closer to reality, demolition physics, sound effects are improved every year. Samorost 1 is a point and click adventure puzzle. The games change every year according to the updates. Find reviews, trailers, release dates, news, screenshots, walkthroughs, and more for Samorost 1 here on GameSpot. In a game to be selected for PC, it is very important to choose a new game that the hardware such as graphics card, processor and ram are up-to-date rather than the price. "Being a PC gamer is not the same as playing games on other platforms." When choosing a game for game consoles such as PlayStation or Xbox, only the cost of the game is important. Samorost 1 will run on PC system with Windows 7 or newer and upwards. The excellent electronic transport properties make environmentally friendly tetragonal ZnX monolayers promising for utilization in various electronic and optoelectronic devices. We also investigate the photocurrent of ZnX monolayers under linearly polarized light irradiation in the visible and near-ultraviolet regions, and the ZnS monolayer processes a maximum value of 15 a 0 2 per photon in the near-ultraviolet region. It is shown that the transport properties of the Janus Zn 2SeS monolayer may show a relatively good trend among the ZnX monolayers, and the Zn 2SeS monolayer has the highest sensitivity to gate-voltage regulation. three times that without the gate voltage. The gate voltage (a 5 V in particular) generally enhances the transport performance of the monolayers, which is ca. As an intermediary educational agency, ESC Region 11 provides professional development, technical assistance, and management of educational programs to 76 public school districts, 16 public charter schools, 90 charter campuses, and 143 private schools. The ESC Region 11 received certification under ISO 9001:2008 in June 2009.The electronic transport properties of two-dimensional (2D) tetragonal ZnX (X = S, Se) monolayers have been studied using density functional theory (DFT) and non-equilibrium Green's function (NEGF) methods. Bangor Area High School holds its prom at The Palace Center in Allentown on Saturday. The QMS ensures that the policies, practices, and procedures of ESC Region 11 result in consistent quality of services and work products provided to our customers. The QMS of ESC Region 11 addresses crucial areas of operation, including customer needs assessment, program design, development and delivery, data analysis, and customer satisfaction assessment. Conformance to ISO indicates that ESC programs and services meet the quality management standards of the International Organization of Standards which is recognized in more than 100 countries throughout the world. Chapter 8 of the Texas Education Code, enacted by the 75th Texas Legislature in 1997, specified the following purposes of ESCs: Regional Education Service Centers shall: Assist school. The Quality Management System (QMS) of Education Service Center Region 11 (ESC Region 11) is in conformance with standards set by ISO 9001:2008. Region 10 Education Service Center, located in Richardson, provides services that impact more than 650,000 students and 53,000 educators in 80 public school districts, 31 Charter Schools, and numerous private schools in the 8 counties (and portions of a 9th) in north Texas that comprise the Region 10 Service Area. The Centers are service organizations, not regulatory arms of the Texas Education Agency, and participation by schools in services of the centers is voluntary. The Service Center is centrally located in White Settlement, Texas and is surrounded by many community and cultural resources. The Region 10 Education Service Center is one of 20 regional service centers established by the Texas State Legislature in 1967 for the purpose of providing. School districts in this region range in size from Fort Worth Independent School District's large metropolitan schools to small rural districts with only one building housing a total of 80 students for grades K-9. In an area covering 10 counties of North Texas, Region 11 services an area equal to the state of New Jersey in size. The Region 11 area includes 65,835 educators and more than 551,503 students. School districts in this region range in. Īs an intermediary educational agency, ESC Region 11 provides professional development, technical assistance and management of educational programs to 77 public school districts and 52 charter campuses in a 10-county area in north central Texas. Regional Emerging Special Pathogen Treatment Centers (RESPTCs) and others to advance special pathogen readiness in the. In an area covering 10 counties of North Texas, Region 11 services an area equal to the state of New Jersey in size. ESC Region 11 is one of 20 education service centers established by the Texas State Legislature in 1967, and known as the Texas System of Education Service Centers - Read more about the system of 20 service centers. This is one of those landmark, golden reference works that you just cannot do without. This is one of those works that every theologian just has to have. Virtually exhaustive bibliographies of published material relating to the words discussed are also included, in addition to a special section of Aramaic words used in the Old Testament. The articles focus on theological meanings and importance and do not include lengthy, technical, linguistic discussions. There are more than 1,400 articles written by 43 Old Testament scholars, plus some 400 sub-entries giving definitions only. NOTICE: This module requires at least version 3.2.1 of theWord to work properly. The articles focus on theological meanings and importance and do not include lengthy, technical linguistic discussions. From Eden to the New Jerusalem: An Introduction to Biblical Theology. The busy pastor or earnest Christian worker who has neither the time nor the background for detailed technical study yet desires to understand important terms will enjoy this practical resource. Concise Hebrew and Aramaic Lexicon of the Old Testament. The TheWord version integrates perfectly with the Hebrew texts. It's a valuable tool for studying the Hebrew text of the Old Testament. Keyed to Strong’s Concordance, the Theological Wordbook of the Old Testament (TWOT) has been a longtime favorite of serious students of the Bible -pastors and laypeople alike. The Theological Wordbook of the Old Testament (TWOT) is a classical work which doesn't need presentation. This extensive, scholarly work includes discussions of every Hebrew word of theological significance in the Old Testament, plus brief definitions of all other words found in Brown, Driver and Briggs Hebrew Lexicon. This monumenta reference work, the Theological Wordbook of which Old Testament (TWOT), contains studies of all the significant words of the Vintage Bestattungen and is particularly written for the busy preacher or church hired who may not possess all the technical tools on Bibliography scholarship. The resulting container image is approximately 831 MB in size. With these files in place, build a container image using the Podman (or Docker) CLI: # Change this as necessary for your own project(s) It’s used to avoid copying the specified files into a container image: gitignore, but is respected by tools like Podman and Docker. dockerignore file in the root of the repository. # These parameters can be overridden if you’d likeĬMD # Launch the container by passing these parameters to the entrypoint # Set the fastify-cli binary as the entrypointĮNTRYPOINT # Configure fastify behaviour, and NODE_ENV # Install dependencies and devDependencies # Copy in package.json and package-lock.json # Change into the project directory and generate a package-lock.jsonĬreate a Containerfile in the new nodejs-ts-basic project directory with the following contents:įROM /ubi8/nodejs-18 To get started, generate a new Fastify project that uses TypeScript using the Fastify CLI: This application will use the Fastify framework and TypeScript, but it’s worth noting that this guide is applicable to any Node.js web framework. Let’s use that as a template to create a container image for a Node.js application. The Node.js documentation provides a great overview of how to configure a Containerfile (also known as a Dockerfile) for a basic Node.js application. Building a Node.js application container image Substitute docker in place of podman in commands if you’re using Docker instead of Podman. Podman is the container engine used for the examples in this post. You’ll need Node.js 18 and either Docker or Podman installed to follow along. Note: All of the examples and code used in this post can be found in this repository on GitHub. Figure 1: Image sizes resulting from a various build approaches using Red Hat's Universal Base Images for Node.js. This grim reaper sketch idea is from The Grim Adventures of Billy and Mandy. For this project, the needed supplies are drawing paper, pencil, colored markers, colored pencils, an eraser, sharpener, ruler and a black marker to highlight the face lines. You can capture every detail of the grim reaper face in this sketch. If you are still looking for a plan to draw the grim reaper yourself, get the complete guidelines and considerations from this sketching lesson. Grim Reaper Face Drawingĭo you love the grim reaper drawings and sketches to add to your home to complete the Halloween décor? Of course, we all want to add this character in hour homes to complete the spooky night décor. If you want to sketch the grim reaper on paper, you will need a graphite pencil, colored pencils, a black sharpie marker, an eraser, ruler and other illustration supplies of your choice. Moreover, you can also draw this character with the help of a template on an online drawing tool. So, beginners and kids can also improve their skills without any difficulty. Excitingly! This drawing lesson also includes the video. Learn how to draw the grim reaper scythe by following the step-by-step instructions and guidelines. To create this foreboding figure, you will require a grim reaper drawing template, drawing paper, pencil, colored pencils, an eraser and a sharpener. They will surely love and have fun drawing this fierce creature by following the step-by-step instructions and guidelines. If you also have little siblings or kids in your home, you can consider this grim reaper drawing idea for them. But kids love to know about this character and draw him on their drawing books. No doubt, we surely don’t want to meet grim in real life. It is the scariest character, mostly in movies and spooky cartoons. The grim reaper is a mythological creature. The list provides drawing projects for beginners and advanced artists, and you can choose any that suits your taste and skill level. Explore all these Grim Reaper Drawing Ideas to see more unique character drawings. Moreover, learn to draw the Grim Reaper skull tattoo and some great illustrations, sure to hone your skills as an artist. You will get here instructions for some advanced-level sketches of the character. So, give your kids some amazing Halloween scares with these drawing ideas, sure to impress and inspire.įrom cartoon Grim Reaper to a women Grim Reaper to a baby Grim Reaper, you will learn to sketch this deadly character in all forms here. The character is highly hot in the Halloween decors, and you can also make a realistic model of it, adding a scary Halloween guard to your entrance or porch area. The character is like a skeleton in a black cloak and holds a big scythe in their hands. However, you will learn to draw this bone boy in various ways and with some outstanding variations. So, learn to draw this spooky character with these Grim Reaper drawing ideas that will rock as the best kids Halloween holiday craft projects for sure. The character is featured in various horror series and movies and can cause great nightmares. The Grim Reaper is often represented as personified death. Learn how to draw a grim reaper with these 25 easy grim reaper drawing ideas with step by step sketch outline, printables and coloring pages. Save the DIYs for another time.Use the HP Smart app to email a scanned document or photo. The technicians at repair shops are trained to repair windshields, and will be able to smooth out the air bubbles more effectively than you will. If you leave the air bubbles, not only are you not fixing your windshield, but you’re actually making it look a lot worse. If you don’t properly align the tools directly above the damage, than you won’t be filling in those pesky cracks, and basically just making a mess on your windshield.Īnother big mistake people tend to make when using DIY kits is failing to properly smooth out the air bubbles from the resin. One of the biggest mistakes people tend to make when using these kits is not properly aligning the suction cup. This is supposed to let you accurately fill in the damage with a special glass filler called resin. Most DIY windshield repair kits come with a suction cup that holds the other tools in place. Make sure you are familiar with your insurance policy before trying your own handyman. Plus, some insurance policies will actually cover the windshield repair so by using a DIY kit you may not only be making more work for yourself, you might even be wasting more money. This is because if you are more likely to make a mistake and end up doing more damage than a professional would. Many policies will become invalid if you use a DIY kit to fix the damage on your windshield. Insuranceīefore you go out and buy that DIY windshield repair kit, double check your insurance policy first. Repair shops on the other hand can take as little as 20 minutes to fix the damage on your windshield, and they are done inside the shop, so they won’t have to wait for the weather to get better to do it. During that wait time for a sunny day, the damage can get worse, especially if you are still driving your car. Most DIY windshield repair kits will take at least an hour, and have to be done outside on a clear sunny day. Do yourself a favour don’t be cheap and let an experienced professional repair your windshield. Windshield repair is not as simple as it may appear, and if you have no knowledge or experience, you can make that small crack or chip a lot worse. Which in the end, can cost you even more to repair it than it would have if you had just gone to a repair service in the first place. Spending a couple of dollars on a cheap DIY repair kit sure sounds better than spending $75 or more on a professional windshield repair, but is it? The reality is that although those DIY kits may seem like a better option because they’re cheaper, they can actually cause more damage to your windshield. We have the training and equipment that can repair your windshield properly so you don’t have to worry about fixing it twice. If you need a windshield repair, give Wizard Auto Glass a call. That’s great if you want to make a cool gift for your Mom, but when it comes to repairing your windshield, it is better to leave that to professionals. With websites like Pinterest, finding ways to do it yourself (or DIYs) is easier than ever. Well, you most definitely shouldn’t leave it leaving that crack not only gives it time to get worse, but it is dangerous as well. You might be asking yourself if you should leave it a little longer, try fix it yourself, or take it into an auto glass repair shop. One of those projects could be cleaning up your car, and getting rid of that nasty crack on your windshield. The weather is getting nicer, so you are be starting to get your summer projects ready to go. What’s next: “I’ll keep writing as long as my brain allows. I find it fulfilling to turn a pastime into something creative and it’s keeping me in contact with my friends while we have to be apart.” Since Minecraft is another one of my favorite games, I also decided to create a YouTube gaming channel. I also enjoy painting a lot - it calms my nerves and I plan on doing some more pieces during quarantine. I just recently got the Able Sisters shop, which is honestly the main thing getting me up in the mornings. Outside of the music: “I’m spending a lot of time working hard on my Animal Crossing: New Horizons town. Recommended Cavetown track: “Sweet Tooth,” from Sleepyhead Hometown: Oxford and Cambridge, United Kingdom “Writing a song is like creating a friend.” “And the fact that the tunes are able to do the same for others only makes the messages I write shine brighter for me,” he adds. “It helps me to use my own songs as a way to say things to myself which I need to hear, reassure and validate my own feelings, or help myself to appreciate the good things around me. “While I recognize it’s such a special gift to be able to positively impact people around the world with my music, I ultimately write it all for myself,” he tells Billboard. 18 on Americana/Folk Albums with 3,000 equivalent album units earned in the tracking week, according to Nielsen Music/MRC Data.Ĭavetown’s music, a blend of indie and bedroom pop, touches on topics that are deeply personal, something that he acknowledges helps him makes sense of the world around him. 53 on the all-genre Top Album Sales chart and No. Sleepyhead, his first major label release via Sire Records, opens at No. Welcome to Cavetown's World, A Place That Feels Like Home He’s also begun establishing himself as a coveted touring act, selling out shows around the world. He dropped his debut self-titled album in 2015, and then followed it up with 16/04/16 and Lemon Boy in 20, respectively. Though Cavetown, 21, makes his Billboard chart debut this week, thanks to his new LP Sleepyhead, he’s been cultivating a following by independently releasing music for nearly a decade on YouTube and Bandcamp. Hailing from the U.K., indie pop singer-songwriter Cavetown (real name: Robin Skinner) is ready to make a name for himself stateside. 42 on the chart dated April 11 thanks to the success of his first major label studio album Sleepyhead. This week’s pick is English indie pop singer-songwriter Cavetown, who debuted at No. Whether they are new to the industry, or have been around for a while but are just starting to have a chart impact, the intention is to showcase where they are here and now. Welcome to Emerging Artists Spotlight, the Billboard series where we highlight a musician or band who has recently made their debut on the Emerging Artists chart. I even exercised twice a day just to keep my numbers down, but it just wasn’t working anymore,” he said, adding that his blood sugar levels were slowly rising and that he had to make a long-term health choice. “I’d tried all the FAA-allowed medications along with drastic low-carb and vegan diets. “I was initially grounded,” he said, “but was able to manage my condition with oral medications and continued flying until 2010.”īy that point, Jackson made a personal decision to leave the cockpit. Mike Jackson (Delta), who’s flown for his carrier since 1991 but was diagnosed with type 1 diabetes in 2006. In October 2019, Federal Air Surgeon Michael Berry explained the agency’s change in policy in a written court filing: “Recent advances in technology and diabetes medical science have allowed the FAA to develop an evidence-based protocol that can both identify a subset of low-risk applicants whose glycemic stability is sufficiently controlled and also ensure these pilots can safely maintain diabetic control for the duration of a commercial flight.” Mike Jackson (Delta), who was diagnosed with type 1 diabetes, returned to the cockpit this fall after a 10-year hiatus.Įarlier this year, the FAA announced that an individual with insulin-treated diabetes who meets certain standards and follows the approved protocols can apply for the medical certificate required to fly for a U.S.-based airline. Read George’s story about his symptoms of type 1 diabetes.Capt. In fact, I lost a lot of weight, dropping from about 100 kilos to 70… it got to the point where I couldn’t go an hour without needing the toilet and I was drinking around six or seven litres of water a day - the thirst really was unbelievable.” “During my first year at medical school, that I started to lose weight. Here, George talks about the signs he noticed and how it made him feel. It's important to know that type 1 diabetes and the symptoms you have won’t exactly match those of another person. What does untreated type 1 diabetes feel like? That’s why it’s important to see a doctor as soon as possible if you notice any of the signs. The symptoms of type 1 diabetes tend to come on quickly – over just a few days or weeks. Type 1 diabetes can develop at any age, but more people are diagnosed as children or young adults. If you notice symptoms in your child, ask the doctor or nurse for a quick and simple finger prick blood test – it only takes a few seconds.įind out more about getting tested for diabetes. The doctor or nurse will do some blood or urine tests. If you or a family member is showing any of these symptoms, contact your GP surgery straight away, call 111 for advice or go to A&E if your symptoms are getting worse. Read more information about symptoms of diabetes in children.
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